Mortgage After Bankruptcy - How to Get One 17 Mar 2010 at 5:22pm
Many think that it would be impossible for them to acquire for a loan after bankruptcy. This is because most lenders would be reluctant to do so. If you have filed for bankruptcy, lenders would feel that it would be risky to let you borrow any amount because you do not have the means to make the payments. Today's Best Mortgage Interest Rates 17 Mar 2010 at 5:11pm
When shopping for a loan preparation and knowledge are key. A little background information will help you make an educated decision. First lets dispel a couple of myths that may keep you from getting a great interest rate. GMAC Loan Modification - Help For Those With Adjustable Rate 17 Mar 2010 at 4:59pm
Did you foolishly sign on with an Adjustable Rate Mortgage with GMAC? If so, you probably had quite a shock when your payment suddenly went up without warning. People Who Do Not Qualify For a Bank of America Loan Modification 17 Mar 2010 at 4:59pm
Homeowners who are behind on their mortgage payments with Bank of America have an opportunity to rework their mortgage through a Bank of America Loan Modification, if they qualify. Here are some examples of homeowners who do not qualify! Know What is Included in a Good Faith Estimate 17 Mar 2010 at 4:21pm
When you apply for a mortgage, expect your lender to provide you a Good Faith Estimate (GFE) in three days of your mortgage application. This document details all the costs included in the mortgage, and most experts would advise you to take a close look at it before committing to a loan. Equity Release Schemes Are Able to Support Individuals With a Pension Shortfall 17 Mar 2010 at 4:14pm
Retirement is one of the important life events a lot of us will probably ever experience. Coming from both equally a personal and financial viewpoint, realizing a secure retirement is actually a process that requires sensible planning and a lot of saving. However for anyone retiring with insufficient pension, there are actually few remedies readily available, and quite often all there's to look ahead to can be a retirement just getting by on the minimum pension.One remedy that can help is equity release. A Look at Getting a Mortgage in 2010 17 Mar 2010 at 3:59pm
Are you interested in buying a home in 2010? To buy a home, you need a mortgage. Before getting a mortgage, I suggest that you read this article. Discover more about getting a mortgage in 2010! Lure of an Online Mortgage Loan 17 Mar 2010 at 3:36pm
The invention of the Internet revolutionizes the way we gather information and communicate with each other. And together with that technology advancement is the realization of having all our mortgaging options literally available at our fingertips. A GMAC Loan Modification - 3 Easy Tips to Success 17 Mar 2010 at 2:52pm
Do not begin the process of loan modification with GMAC until you understand these 3 important tips. A loan modification can be as easy, or as hard as you make it, spending a couple minutes of research beforehand can save you weeks of frustration. Loan Modification - Follow Up With Your Lender to Secure a Reduced Loan Payme... 17 Mar 2010 at 2:52pm
The importance of following up with your lender in order to get a loan modification can not be overstated. Bottom line, if you do not follow up and communicate with your lender on a regular basis, the chances of you getting a modified house payment are slim to none. After you have sent your application package into your lender, what do you do next? Most Important Questions Homeowners Have About Home Loan Modification 17 Mar 2010 at 11:39am
The topic of home loan modification is a complex one so many homeowners who are undergoing the process of receiving a mortgage modification have questions. The following questions provide valuable information about some of the basic issues which come to the minds of homeowners regarding the mortgage modification process. How to Compose a Hardship Letter 17 Mar 2010 at 11:33am
A hardship letter is meant to convey to the lender the situation which resulted in the homeowner being unable to make payments. This letter should also prove that the situation is temporary and now the homeowner will be in a position to make payments on time. Does the Refinance Loan Allow You to Do This? 17 Mar 2010 at 11:32am
Are you looking to get a refinance loan? In this article, you will discover some important information that you need to know before getting a refinance loan. Join me, as we take a look! Saving Money by Paying Your Mortgage Off Early 17 Mar 2010 at 10:51am
Let's face it, mortgages are a daunting subject. For many they are a proverbial "ball and chain", destined to be repaid for the next few millennia, with no discernible end to the misery of seeing your monthly pay packet decimated by that merciless Direct Debit payment. But, joy of joys, when you reach your 105th year, you repay it and that blissful moment of realisation arrives: you own your own house! Stimulus Grants For New Houses - You Can Get Free Grants to Help Pay For Your... 17 Mar 2010 at 10:23am
The American government seems to be struggling when it comes to providing housing for each citizen. With the current economic recession things have become much worse and even if people already have a house they do not have the means to move house or pay the costs because their finances are too tight.
Pound and property turn expat dream sour 16 Mar 2010 at 6:43pm
Almost four million Brits living abroad are planning to return home after seeing their savings and income stripped by the plunging pound First-time buyers still need a £50k deposit 16 Mar 2010 at 5:05am
The crawl towards easier mortgage lending means first-time buyers are in a better position, a new report claims, but they still need to raise £50,000 House prices: What next? 6 Apr 2009 at 7:00pm
We analyse house price news and predictions and investigate what is next for the UK property market What next for mortgage rates? 20 Feb 2010 at 6:01pm
Are mortgage rates about to rise or fall and should you take a fixed or tracker deal? Predictions, tips and the best mortgage rates How far out of London can you commute? 12 Mar 2010 at 5:34am
Northamptonshire wants to be known as 'North Londonshire', but is it within comfortable commuting distance to London? Stamp duty rush buyers paid £13.5K more 12 Mar 2010 at 7:01am
First-time buyers who waited until after the stamp duty holiday paid £13,500 less for their properties, new mortgage figures have revealed Estate agents told to end solicitor bribery 8 Mar 2010 at 4:20am
Solicitors have been paying 'bribes' to estate agents in exchange for being awarded conveyancing work Should you buy a French leaseback home? 5 Mar 2010 at 6:01pm
The pound has slumped, investing in property is out of fashion and money is tight, so why are investors eyeing up French leaseback holiday homes? Sell your home with Tesco for just £999 5 Mar 2010 at 2:49am
Tesco has jumped back into the estate agency business with a website that allows people to sell their home for a flat fee of £999 Pensioners' Sams mortgage battle falters 7 Mar 2010 at 10:29am
Hundreds of pensioners who took out controversial shared appreciation mortgages (Sams) are losing their legal battle Can 'flatmate mortgages' help first-timers? 5 Mar 2010 at 6:01pm
Mortgage lenders are being urged by to take into account the income a borrower expects to generate from renting out a room AA gives homeowners a hand 7 Mar 2010 at 10:39am
After a century of rescuing stranded motorists, the AA is helping crisis-hit homeowners with a trio of home assistance services Nationwide: House prices fall in February 26 Feb 2010 at 2:18am
Cold weather and a lull after the end of the stamp duty holiday brought about the first house price falls in ten months, Nationwide says First Direct 3.99% first-time buyer tracker 1 Mar 2010 at 3:57am
First Direct has launched a tracker mortgage at 3.99% for borrowers with deposits of at least 15%, extending the choice for first-time buyers Top 100 postcodes for buy-to-let 26 Feb 2010 at 6:01pm
Trendy hotspots are not the best places to invest in property, with less fashionable areas delivering far better buy-to-let returns, a report says
Banks restrict lending to existing customers 14 Dec 2009 at 11:48am
More people are applying for loans but fewer are securing one, and those banks that are lending are only doing so to their existing customers Battle looms over BA pensions 14 Dec 2009 at 2:07pm
British Airways signalled the start of a protracted battle with the Pensions Regulator over the price tag on its retirement obligations, the outcome of which will be crucial to its tie-up with Spain's Iberia Top bankers destroy value, study claims 13 Dec 2009 at 6:01pm
Bankers should count themselves lucky they are being hit by a mere 50 per cent additional tax on bonuses, a report argues, because their benefit to society is negative Investors urged to sell before next tax rise 11 Dec 2009 at 12:56pm
Seven out of ten wealth advisers warn that capital gains tax will almost certainly be raised in a pre- or post-election Budget It's not just bankers seeking a way round bonus tax 11 Dec 2009 at 1:00pm
Fund managers, stockbrokers, and even some financial advisers will be hit by the new 50 per cent levy on "bankers'" bonuses 40 per cent tax to hit more middle-income taxpayers 11 Dec 2009 at 1:11pm
Hundreds of thousands more taxpayers could be drawn into the 40 per cent income tax band over the next few years, accountants say, following a freeze on the higher-rate threshold and personal allowances in Alistair Darling's pre-Budget report (PBR) this week Chancellor closes two inheritance tax loopholes 11 Dec 2009 at 1:07pm
The inheritance tax (IHT) nil rate band is to be held at £325,000 in 2010, while the elimination of two loopholes in IHT rules may result in closer scrutiny of funds that are transferred into trusts used for IHT purposes. Pension relief restricted for high earners 11 Dec 2009 at 1:08pm
High earners are being advised to make contributions to their pensions now, before higher rate tax relief is scaled back further from 2011 Tax avoidance and evasion come under fresh assault 11 Dec 2009 at 11:15am
Tax avoidance and evasion are under siege as the government has introduced a range of measures to clampdown on both practices. Energy efficiency 11 Dec 2009 at 1:03pm
A boiler scrappage scheme and an exemption of all electric cars from company car tax for five years are part of a range of green measures to encourage consumers and businesses to become more energy efficient Fall in income drawdown 11 Dec 2009 at 1:06pm
Investors are taking a lower level of income from their pension investments in the stock market as a result of the economic climate, according to new research Banks withdraw fixed rate saving deals 11 Dec 2009 at 8:05am
Banks and building societies are withdrawing many of their best savings deals, with fixed-rate products disappearing the fastest. House prices higher than year ago 11 Dec 2009 at 3:53am
House prices rise year-on-year for the first time since mid 2008 in November as sales continued to pick up, in a sign of the rapid recovery in the housing market Homebuyer loans hit 22-month high 10 Dec 2009 at 5:29am
The number of mortgages provided to homebuyers has reached its highest level for 22-months, according to the Council of Mortgage Lenders (CML) Investors take fright at 'fiscal fiction' 10 Dec 2009 at 3:06pm
Investors took fright at the perceived timidity of the government's plans to balance the books with one of the biggest sell-offs of British gilts this year
UK Mortgage News - Certus Mortgage Solutions
UK Mortgage News - Fresh articles each day, created by Certus Mortgage Solutions or hand-picked from hundreds of world-wide sources. Certus-Mortgages.co.uk - The Online UK Mortgage Guide.
Large monthly fall for new house prices by system@certus-mortgages.co.uk (Editorial team) 20 Apr 2009 at 7:00pm
The average price of a new home fell 3.4% in March 2009, following the monthly increase recorded in February, according to smartnewhomes. Mortgage Support scheme up and running by system@certus-mortgages.co.uk (Editorial team) 20 Apr 2009 at 7:00pm
The Government?s Homeowner Mortgage Support Scheme ? an initiative which allows households at risk of repossession to defer up to 70% of the interest on their monthly mortgage payments for up to two years ? has gone live from today, though some major lenders have opted to offer their own alternative. Land Registry moves to speed up process by system@certus-mortgages.co.uk (Editorial team) 6 May 2009 at 7:00pm
Land Registry is to apply a new 'Early Completion' practice from 3 August 2009, with the aim to ensure that registration applications are completed as quickly as possible. Sainsbury's study costs of housing disaster recovery by system@certus-mortgages.co.uk (Editorial team) 7 May 2009 at 7:00pm
The cost of replacing the contents of the average British home, in the event of a fire or other major disaster, is £44,500. Property sales reach 18-month high by system@certus-mortgages.co.uk (Editorial team) 17 May 2009 at 7:00pm
The average estate agent sold 10 properties in April, up from eight in March and a low point of five in August 2008, according to the National Association of Estate Agents (NAEA). Brits overoptimistic about house values by system@certus-mortgages.co.uk (Editorial team) 20 May 2009 at 7:00pm
Some UK homeowners are over-estimating the value of their homes by as much as £35,000, according to Abbey Mortgages' research. Paragon expects rise in interest in fixed rates by system@certus-mortgages.co.uk (Editorial team) 27 May 2009 at 7:00pm
Brokers reported that remortgage business accounted for 49% of business in the first quarter of 2009, down significantly from 61% in the final quarter of last year. Confidence increasing in housing market by system@certus-mortgages.co.uk (Editorial team) 31 May 2009 at 7:00pm
Public confidence in the housing market is improving, with it currently higher than any time since September 2007. Fixed rates will continue to rise in price by system@certus-mortgages.co.uk (Editorial team) 22 Jun 2009 at 7:00pm
Average fixed rate rose 0.21% in one week, Moneyfacts.co.uk has reported.
The average two-year fixed rate mortgage has jumped 0. Getting buildings insurance sums right by system@certus-mortgages.co.uk (Editorial team) 2 Aug 2009 at 7:00pm
Buildings or home insurance is probably the most natural general insurance product for mortgage brokers and intermediaries to sell.